Montana Incumbent Worker Training Program

The Proof of Concept program provides up to $25,000 to conduct research that demonstrates the technical and economic feasibility of an innovation before it is commercialized. The program is open to those committed to commercializing an innovation in South Dakota, such as entrepreneurs, universities, existing South Dakota companies and other entities. Investment proceeds may be used to pay consultant contracts, material and supplies, salaries for employees in South Dakota, and necessary services for technical feasibility or marketing studies.

The Commercial Real Estate Acquisition Loan (CREAL) Program provides Philadelphia small business owners with a grant of up to $35,000 for closing costs alongside a mortgage loan of up to $350,000 to purchase commercial property in low- and moderate-income areas. Administered by the City of Philadelphia's Department of Commerce in partnership with the Women's Opportunities Resource Center (WORC), the program is designed to promote asset ownership and help business owners build generational wealth by transitioning from leasing to owning their commercial space. Eligible properties must be located on an approved commercial corridor, and technical assistance is provided throughout the purchase process — both before and after acquisition. The program prioritizes applicants who are unlikely to access traditional lending due to financial barriers. To qualify, applicants must be a business owner with a low-to-moderate income (or own a business located in a low-to-moderate income community), have a credit score of 550 or higher, be registered and licensed with the City of Philadelphia, and be current on city business taxes.

Businesses based in Middletown, Connecticut, and that have been in operation for a minimum of 24 months (among other qualifications) may be eligible for this operating assistance grant. The maximum grant amount will not exceed $5,000 and can be used toward rent, utilities, and other ongoing fixed expenses and operating costs.

This FOA encourages research relevant to the development of novel screening approaches and/or therapeutic interventions for potentially fatal or disabling conditions that have been identified through newborn screening, as well as for "high priority" genetic conditions where screening may be possible in the near future.Having an accurate screening test, as well as demonstrating the benefits of early intervention or treatment, are important criteria for including a condition on a newborn screening panel. This FOA defines a "high priority" condition as one where screening is not currently recommended, but infants with the condition would significantly benefit from early identification and treatment.

The Philadelphia Business Lending Network Equity Incentive Grant provides Philadelphia small business owners with grants of up to $50,000 to offset the cost of a business loan issued through the Philadelphia Business Lending Network (PBLN). Administered by the City of Philadelphia's Department of Commerce, the grant covers up to 50 percent of the total PBLN funding request for eligible small businesses that are approved for a loan through the network, effectively converting half of the loan into non-repayable capital for the qualifying business. The PBLN itself is a free service that helps business owners express interest in loan financing through a single, no-cost interest form that is shared with a group of more than 28 participating nonprofit and for-profit lenders. Participating lenders include The Merchants Fund, Philadelphia Industrial Development Corporation (PIDC), Reinvestment Fund, TD Bank, M&T Bank, Fulton Bank, Citadel Bank, Women's Opportunity Resource Center (WORC), and many others. The interest form is not itself a loan or grant application, and there is no guarantee that any lender will offer a loan. Lenders that see a fit with the applicant's project and financial needs contact the business owner directly (typically within five business days) to discuss potential loan options. To be considered for the Equity Incentive Grant portion of the program, applicants must be Philadelphia residents whose business is located in Philadelphia, earn a maximum annual revenue of $350,000, operate as a micro-enterprise with five or fewer employees (including the business owner), be up-to-date on City taxes (or have an approved tax payment agreement in place), and be registered and licensed with the City of Philadelphia. To be considered for a PBLN loan, applicants must have a small business in Philadelphia or plans to move or expand to the city.