Breva Thrive Grant

The Detroit Legacy Business Project provides financial and technical assistance to small businesses that have operated continuously in Detroit for 30 or more years and have meaningfully contributed to the city's cultural identity through their products, services, and community engagement. Administered by the City of Detroit in partnership with the Detroit Economic Growth Corporation (DEGC), the program offers tiered grant funding designed to help longstanding businesses make capital improvements, modernize operations, and remain rooted in their neighborhoods. Awards include $50,000 citywide grants, $15,000 district grants (with two awarded in each of Detroit's seven City Council districts per round), and microgrants of $2,500 and $5,000 disbursed at staff discretion to cover smaller projects with a streamlined application process. Grant funds may be used for product inventory, equipment and machinery, furniture and fixtures, software subscriptions, building repairs and renovations, façade and exterior beautification, and professional services such as branding, marketing, financial, legal, and architectural support. Eligible applicants must be independently owned and operated, headquartered in Detroit, open to the public, and able to document at least 30 years of continuous operation in the city.

KY Innovation offers comprehensive programs to help companies apply for, win and match federal Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) grants and contracts. The SBIR/STTR programs are known as America's Seed Fund for good reason. They provide a vital source of non-dilutive capital in the form of federal grants and contracts for promising technologies, while allowing innovators to maintain intellectual property and positioning them well to receive private follow on funding. KY Innovation can be a key partner in helping you compete. Innovators that receive SBIR or STTR awards can benefit from additional funding to bridge the gap between Phase I and Phase II, as well as to speed up the commercialization process. The Kentucky SBIR/STTR Matching Funds Award Program is a non-dilutive, reimbursable grant, awarded on a competitive basis. The grant will match up to $100,000 for a Phase I project, and up to $150,000 for a phase two project. Applicants must be recipients of a SBIR/STTR award, a for-profit company, and based in, or willing to re-locate to, Kentucky.

Applications for all three programs are reviewed on a quarterly cycle, with City staff reviewing submissions and recommending funding awards to the Covington Board of Commission for final approval. Award and approval processes typically take six to eight weeks. Applicants must be in compliance with Covington's Good Standing Ordinance (current on loans, fines, liens, and other obligations to the City) and meet all zoning, building, and health code requirements. The Rent Subsidy Incentive provides reimbursement of up to half of a business's monthly rent (or $500 per month, whichever is less) for up to 12 months within the first 18 months of business, with a maximum total benefit of $6,000. The program is designed to help new businesses launch or existing businesses expand, and requires a minimum two-year lease, at least one full-time equivalent employee whose wages are reported to the City of Covington, and set operating hours of 30 hours per week or more. New businesses must have been open for less than 120 days at the time of the application deadline, while existing businesses can qualify as a "substantial expansion" by occupying more than 150 percent of their current space, incurring at least $5,000 in tenant improvements, and creating at least one additional full-time equivalent employee. Businesses renting in publicly owned buildings, check cashing businesses, vape shops, home-based businesses, businesses where ownership also owns the real estate, and accelerator, incubator, or coworking operators are not eligible. The Façade Improvement Forgivable Loan provides commercial property owners with a 50 percent matching forgivable loan of up to $10,000 to update their building's façade. Applicants can pursue one of two options: an Exterior Only option, which reimburses the owner's investment on a $1-to-$1 basis up to $20,000 in total project cost (with City funds spent only on the street-facing façade), or an Interior and Exterior option (available for vacant buildings being prepared for a tenant), which allows the private match to go toward interior "white box" renovations while City funds are still spent exclusively on exterior improvements. Eligible improvements include painting, storefront restoration, exterior lighting, windows, signage, awnings, tuck-pointing, and cornice repairs. Roofs are not eligible, and projects focused exclusively on signage or awnings do not qualify. A Certificate of Appropriateness from the City's Historic Preservation Specialist is required, even for non-historic buildings. Property owners must hold the property for at least three years following the improvement, with full repayment required if the property is sold within that period. The Historic Electric Sign Program provides commercial property owners (or businesses with the property owner as a co-applicant) with an 80 percent city / 20 percent owner matching forgivable loan of up to $10,000 to help restore existing projecting signs or install refurbished historic signs on their building's façade. The program is designed to enhance the aesthetic appeal of Covington's commercial districts, generate foot traffic, and improve businesses' curb appeal by bringing historic electric signage back into use. A Certificate of Appropriateness from the City's Historic Preservation Specialist is required, and face changes to existing signs are not eligible. Recipients must sign a covenant protecting the sign from removal, sale, or demolition for 25 years following reimbursement, with full repayment required if the sign is voluntarily removed or destroyed in violation of the covenant. Bonus consideration is given to signs that are documented to be at least 50 years old.

WomensNet founded the Amber Grant in 1998. The grant was set up with one goal in mind: to honor the memory of a very special young woman, Amber Wigdahl, who died at just 19 years old before realizing her business dreams. Today, WomensNet carries on that tradition, proudly giving away at least $30,000 every month in Amber Grant money.

The Small Business Start-Up Grant is designed to encourage entrepreneurs to support businesses in Walnut. The program provides up to $5,000.00 in grant funds to eligible businesses located in commercial districts within the city limits of Walnut.